WHAT IS MMM
MMM is a global mutual aid community where people help each other . MMM is social financial donation exchange network. MMM gives you a technical platform which helps millions of participants worldwide to connect those who NEED help to those who are ready to provide help, for FREE. MMM is not a bank, An investment opportunity, a busines but simply a community of people helping each other financiallyMmm has no central pocket were money is been deposited.. Transactions are basically done through peer to peer exchange.
HOW DOES IT WORK?
You know about the popular word 'Contribution' where people contribute money to one person and there's a book where everyone's name is written. When it gets to your turn; everybody's money is given to you....
In MMM, we make pledges to donate our SPARE money to members who need the money. We do so by logging into our MMM account (Personal office) to make the pledge. We join the queue of people who made pledges after making the pledge.
We ONLY make pledges. We don't gather our pledges to give to one person. In MMM there is no CENTRAL ACCOUNT (No bank account where all our pledges are paid into). Members transfer money directly to each other.
Now, if a member in the community who has already made a pledge to provide financial help to another member and has fulfilled his pledge now needs help, he does that by logging into his MMM account (Personal Office) to say so.
The system, connects him with the person in the queue for providing help. If it's your turn on the queue to provide help; when you log into your Personal Office, you will receive the details of the person to provide financial help to.
As soon as you pay the money directly into the person's bank account who needs that financial help and that person acknowledges he has received the money, you are now qualified to receive help.
You then log into your personal office to ask for financial help. Someone/people in the queue who's turn it is to provide help will be assigned to pay you 30% of the donation you provided + the your initial donation money.
So MMM is basically composed of 3 components
1. Provide help
2. Get help
3. Technical aspect of the program
A provider of help is someone who has pledged to give financial help in d community. He or she can also be a receiver of help, when he or she has extended a financial helping hand to someone in d community
A receiver of help is a member or participant who has already entended a helping hand or provided help. Thus is qualified to receive help frm d community
So basically MMM hasn't any central pocket where all money deposits or donations goes into.. Becos all donations ar done peer to peer. How do i mean? Donations are done via member to member transfers into there bank accts or bitcoin wallet.
The technical basic program controls d activities of the provider of help n the receiver of help.
RULES OF MMM.
Rule 1.
Do not have multiple account. You can always PH as many times as you want with one MMM account.
Penalty: all accounts will be permanently blocked, you will be banned.
Rule 2.
Do not share email or bank details with other members
Penalty: you will all be blocked from getting help until you give identity proof
Rule3.
Do not delay in paying for your order,
Penalty: you will be blocked
Rule 4.
Do not edit your banking details or change password less than 15 days before Getting help
Penalty:
Your GH will be delayed for 14 days
Rule 5.
Do not click on the "I refuse to make payment" button for more than once a month
Penalty:
You will be blocked
Rule 6.
Do not make deposit and fail to attach proof of payment
Penalty:
You will be blocked
Rule 7.
Do not fail to confirm your payment
Penalty:
You will be blocked
Rule 8.
Do not allow your family member to PH more than you. If they have more than the amount u PH'ed to donate, let them do it through your PO or tell them to register through your guider's link.
Penalty:
You will be blocked
Rule 9.
Always remember to write your Letter of Happiness after every GH (withdrawal). Max days to write it after your GH is 3days.
Penalty:
You will be blocked
Master them well
+++ These rules were made to protect MMM Community. Don't forget MMM is solely based on trust and honesty between all participants
BENEFITS OF MMM
There are several bonuses mmm offers
Registration bonus
After having registered,
Friday, 23 September 2016
BENEFITS OF MMM TO THE NIGERIAN SOCIETY
BENEFITS OF MMM TO THE NIGERIAN SOCIETY
(1) MMM has created room for more Data Plan purchase. Glo. MTN. Etisalat. Airtel.
(2) MMM has also created an avenue for Banks to make more money. The transfer we the MMM members do with our mobile banking and also direct payment in bank. We are been charged #105 as the case maybe. For each transfer. So you see that banks are benefiting.
(3) MMM members buy things in the market very often. The market woman are able to sale their food stuff. Even Fast Food, Restaurant are booming all because of MMM.
(4) MMM has also educated the society and its member through Seminars. Let people know that someone mustn't suffer too much to earn a living. Creating avenue for people to learn computer, To be able to P.H and G.H.
(5) MMM has crowned it all by giving back to the same society that Benefits from it. Example are Charity organization are been set up. Orphanage home visitation. Taking care of Burnt Victims. Just to mentioned but few.
(6) MMM has been able to engage the minds of young and the unemployed, and has given them courage to withstand this harsh period of recession.
(7) For the civil servants' in this period of delayed salaries payment, MMM system has sustained them and has never delayed payment nor owed.
8) MMM is cool for Nigerian students of Tertiary institutions. MMM has been able to provide them feeding money, pocket money, money for book, school materials and even tuition fees etc. Thereby helping them to have a better college life.
(9) MMM has been able to bridge the gap between the upper and lower class in Nigerian society by creating an avenue for everyone to meet their basic needs.
(10) The reduction of cyber crimes. MMM has motivated
Nigerian citizens, so instead of defrauding pple online. They just simply make money through MMM.
(11) MMM has further enhance fairness, care and created national unity. In the spirit of PH and GH. We do not choose ourselves who to help but the system does. That way, it encourages Nigerians to help their fellow country men/women.
(12) MMM has helped Nigerians to be conscious of time, that is it has actually made Nigerians to keep to time. As d system has shown us dat time is of essence.@ ph & GH.
The list can go on as d benefits are enormous and cannot be over
MMM Is d change we need, Truly MMM pays.
Together we can change the world!
(1) MMM has created room for more Data Plan purchase. Glo. MTN. Etisalat. Airtel.
(2) MMM has also created an avenue for Banks to make more money. The transfer we the MMM members do with our mobile banking and also direct payment in bank. We are been charged #105 as the case maybe. For each transfer. So you see that banks are benefiting.
(3) MMM members buy things in the market very often. The market woman are able to sale their food stuff. Even Fast Food, Restaurant are booming all because of MMM.
(4) MMM has also educated the society and its member through Seminars. Let people know that someone mustn't suffer too much to earn a living. Creating avenue for people to learn computer, To be able to P.H and G.H.
(5) MMM has crowned it all by giving back to the same society that Benefits from it. Example are Charity organization are been set up. Orphanage home visitation. Taking care of Burnt Victims. Just to mentioned but few.
(6) MMM has been able to engage the minds of young and the unemployed, and has given them courage to withstand this harsh period of recession.
(7) For the civil servants' in this period of delayed salaries payment, MMM system has sustained them and has never delayed payment nor owed.
8) MMM is cool for Nigerian students of Tertiary institutions. MMM has been able to provide them feeding money, pocket money, money for book, school materials and even tuition fees etc. Thereby helping them to have a better college life.
(9) MMM has been able to bridge the gap between the upper and lower class in Nigerian society by creating an avenue for everyone to meet their basic needs.
(10) The reduction of cyber crimes. MMM has motivated
Nigerian citizens, so instead of defrauding pple online. They just simply make money through MMM.
(11) MMM has further enhance fairness, care and created national unity. In the spirit of PH and GH. We do not choose ourselves who to help but the system does. That way, it encourages Nigerians to help their fellow country men/women.
(12) MMM has helped Nigerians to be conscious of time, that is it has actually made Nigerians to keep to time. As d system has shown us dat time is of essence.@ ph & GH.
The list can go on as d benefits are enormous and cannot be over
MMM Is d change we need, Truly MMM pays.
Together we can change the world!
Thursday, 22 September 2016
HOW TO WRITE LETTERS OF HAPPINESS
HOW TO WRITE A “LETTER OF HAPPINESS”?
As soon as Help was received (money for "sold' Mavros), every participant has to write a "Letter of happiness". A form for creating such letter will appear automatically when you confirm your receipt of funds. Later it will be published in “Testimonials” section on MMM Website.
How to create a “letter of happiness”:
- Write your text with:
— your status (ordinary participant, Guider, Guider-100, etc.)
— date of providing help
— amount of provided help
— date of receiving help
— amount of received help
— any additional relevant information. - Attach a screenshot or a file with confirmation of funds receipt.
- If you attached a wrong file, you can delete it.
- Insert a link for your video.
- Tick the box if you want to get additional bonus for video.
- Сlick on “Send”.
STEPS ON HOW TO RECEIVE HELP
HOW TO GET HELP (“SELL” MAVRO)?
In order to Get Help (“sell” Mavro) click on the appropriate button ("Get Help") on the dashboard of your Personal Office.
- Select already registered account to Get Help (if you want to add a new one better use Accounts menu).
- Click on "Next" button.
Choose one of your existing accounts and click on "Next" button.
In the opened window you can see:
- — maximum amount of Mavros available to withdraw.
- — a leftover, as withdraw amount has to be multiple 100.
- — total amount for current withdraw.
Take follow steps:
- Click on “all” to withdraw maximum amount of specific mavro-account.
- Enter any amount less than maximum amount of specific mavro-account.
- Click on “Next” button.
Check your amount for withdraw and click on "Next".
Created Request for Receiving Help appears on your desktop in Personal Office.
If you click on active Getting Help Request, a popup window will open where you can verify details once again. In the Getting Help Request you can also see the amount of Mavro for sell.
After creating your Getting Help Request you should wait for orders to be displayed on your dashboard. You will be able to see information about participant(s) who will transfer funds.
Appeared orders on your Dashboard will be of yellow color. After a sender confirmed that funds had been transferred, make sure to check your account. You should confirm a receipt of funds only when you see them in your account.
When a sender confirmed sending funds but you did nothing with an order, after some time the order’s icon will become yellow with a question mark.
When you click on this icon there will be two options:
- confirm the receipt of funds
- inform that the funds are not received.
If the funds are not received, after an investigation of Security Department this icon will become red with a cross.
It means that the order wasn’t completed. Such icon will appear if a sender didn’t confirm timely that the funds were sent.
In case of described situations the dispatcher will create another order for you with another participant to send his/her help to you.
Confirm orders only after making sure that the funds were received on your bank account or bitcoin wallet!
If funds are received and you confirmed receipt of funds, then this icon will turn green. It means that help has been successfully provided!
Keep in mind that you can extend the period of payment for 24 hours, if necessary. If a sender is not able to meet a standard requirement for 72 hours for banks or 36 hours for bitcoins, you can give him additional time to complete this order. In order to do that:
- Сlick on the icon.
- Click on 24 hours extension.
Friday, 16 September 2016
AFTER BEING MATCHED, WHAT TO DO.
- After receiving a notification through the email that you have being matched, what do you do next?
- short time, there will be an Order appearing on your dashboard that you need to complete (to transfer your funds). You may receive one order or several orders for amount of your request for “Providing Help”. If you choose Bitcoins (not option “Other Bank”), you must transfer the exact amount in Bitcoins (not the amount in NGN).
Each order includes the following information:
- Period of time remained to complete transfer.
- Transfer amount.
When you press the area of the Order (or on “Details” in the lower right corner of it) you will see:
- Transfer amount.
- Details of a recipient's account for transfer
- Recipient's phone number to contact in case of difficulties with transfer. Your contact number as Sender.
- If you chose Bitcoins in your request, in your Order you will find instructions how to transfer Bitcoins.
You should make every transfers on time. In case of difficulties with a transfer, a recipient and a sender can get in touch with each other via chat (if a phone of one of the participants is not available for some reasons).
- Press “Messages” in the upper right corner of an Order.
- In the opened window type your message.
- Your can add a file if necessary.
- Click on “Send”.
After you have transferred money, you must show a recipient that the transfer was completed. He will be able to confirm receiving of your funds after you send a transfer evidence.
How to send an evidence of transfer:
- Click on the blue button with the triangle inside.
- Click on link “I completed this payment”
In the appeared menu, you should attach a screenshot or photo of completed payment transaction.
You can make a screenshot:
— with PrtScr button (next to F12 button of your keyboard). Press PrtScr. After that an image of your screen will be sent to the clipboard. Open the program for processing images (the simplest one is Paint). Select “Paste” in the program menu or Ctrl+V. Save the image on your computer.
— with a specialized software (LightShot etc.)
- Click on the button "Browse File" to attach a photo or a screenshot.
- Write a comment if you want.
Click on “Next” button.
After that Order’s icon become half green.
Once your recipient confirmed the receiving of funds, the icon will become fully green. And your Mavros will become confirmed.
If the transfer has not been made timely, or you refused to do a transfer without a valuable reason, your account will be blocked automatically. You will be notified about it in Personal Office.
In blocked mode the only available operation in Personal Office is contact to the Support Team.
After creation of a Request for Providing Help, check your Personal Office and email daily. So you will be aware about new orders for transfer and could prevent your account blocking for any possible reason.
For example. If you can not complete an order for any circumstances, make sure to write your reason to the Support Team:
- Click on blue button.
- Click on “I refuse to make money transfer”.
STEPS ON HOW TO PROVIDE HELP
HOW TO PROVIDE HELP (“BUY” MAVRO)?
You can “buy” Mavro by Providing Help (transferring money) to another participant:
- Click "Provide Help" on the dashboard in your Personal Office.
- Read WARNING about risks related to the participation in the system.
- Tick the box.
- Click on "Next" button.
- Choose a way to transfer funds:
- Bitcoin network (via BTC)
- Local bank institution (via Naira)
- Click on "Next" button.
- Enter an amount you want to contribute.
- Click on "Select" button.
The maximum amount of a contribution is limited to 2,200,000 NGN per participant. This amount includes previously contributed amounts together with interests, which will start to be accrued on a day of creating a request for providing help.
- Enter amount for each type of “deposits” (if applicable).
- Check the box if you want to get a registration bonus. (Available only if it is your first request for Providing Help)
- Click on "Next" button.
In the appeared window carefully check all details of your request.
- Enter characters from the image.
- Click on “Next” button.
After successful completion of all steps above, you will see a notification that your request has been added. Click on “Ok”.
- The created request will be in queue to be processed by a dispatcher (automatic program).
- In a short time there will be an Order appearing on your dashboard that you need to complete (to transfer your funds). You may receive one order or several orders for amount of your request for “Providing Help”. If you choose Bitcoins (not option “Other Bank”), you must transfer the exact amount in Bitcoins (not the amount in NGN).
- Bitcoin network (via BTC)
- Local bank institution (via Naira)
Wednesday, 14 September 2016
REGISTRATION BONUS
In addition to 30% Mavro growth per month participants can get the following bonuses:
REGISTRATION BONUS
+20$, +50$ or +100$.
When signing in participants are granted with the bonus from $20 to $100. Definitely, this money is given to participants who are making their first contribution.
- +$20 if your contribution is from 50 USD (corresponding amount in Nigerian naira on the day of creating request to PH) NGN to 499 USD. This bonus is frozen for two weeks. If you take out your contribution earlier, the bonus will be cancelled.
- +$50 if your contribution is from 500 USD to 2,999 USD. This bonus is frozen for one month.
- +$100 if your contribution is 3,000 USD and more. This bonus is frozen for one month as well.
About freezing: it means that if you withdraw your money earlier, you will lose only the registration bonus whereas your contribution with all interest accrued will be paid to you.
GUIDER BONUS
GUIDER’S BONUSES
+5%, 3%, 1% and 0,25%.
There are four levels of bonuses in MMM-Nigeria.
The bonuses is paid in Mavro 30%.
You may take it out 2 weeks after your referral has provided help and got his Mavro confirmed.
It works like Referral Bonus. Guider's bonus is paid only for ‘new’ money.
In the MMM System you have the opportunity to become somebody's Guider. Participant choose his Guider on their own. Guider don’t have real authority over participants.
There are four levels of bonuses in MMM-Nigeria.
The bonuses is paid in Mavro 30%.
You may take it out 2 weeks after your referral has provided help and got his Mavro confirmed.
It works like Referral Bonus. Guider's bonus is paid only for ‘new’ money.
In the MMM System you have the opportunity to become somebody's Guider. Participant choose his Guider on their own. Guider don’t have real authority over participants.
- 5% — for those who appointed you as their Guider
- 3% — for those whose Guider is the participant who appointed you as a Guider
- And so on.
For example, A appointed you as his Guider, B appointed A as his Guider and C’s Guider is B. It means, you will get 5% for A’s contribution, 3% for B’s and 1% for C’s. If someone is under C, you will get 0.25% for him.
BONUS FOR TESTIMONIAL VIDEO
Bonus for the video in a "Letter of happiness" is 
, 
or 
of the amount of received help.
, or of the amount of received help.
After receiving help you have to send a "Letter of happiness". If you attach a video to it, you will get a bonus. The bonus is credited for each "Letter of happiness".
of the amount of help received — you will get for super quality video. It should be professional-looking: quality recording and editing. Record an interesting story in which you are the main character. Tell us how you will spend (spent) the money, what impact MMM ideology had on your life, how the Community changes your life, and invite other people to participate in MMM. The plot must be interesting and creative. The minimum resolution is 640x480. The minimum video duration is 1 min 30 sec.
of received help for the video where you show your face and your voice is heard clearly. Tell about your emotions from the participation in MMM and invite other people to join the Community!
of received help for the video where you don’t show your face. You need to demonstrate your Personal Office and a photo of your bank accounts statement or an electronic statement from internet banking as a proof of receiving help.
The bonus is credited in MAVRO 
and frozen for 1 month. If during this month you will delete the video, you will lose this bonus.
and frozen for 1 month. If during this month you will delete the video, you will lose this bonus.
Bonus for your video story of providing help is or 
of the amount of the help provided.
or of the amount of the help provided.
In addition, you can record a video about providing help and get a bonus or 
of the amount of provided help. The size of the bonus depends on the fact if you show your face in the video or not.
or of the amount of provided help. The size of the bonus depends on the fact if you show your face in the video or not.REFERRAL BONUS
WHAT TYPES OF BONUSES CAN I GET?
REFERRAL BONUS
+10% from a contribution amount made by each member (referral) you invited to the System.
The Bonus is paid in Mavro 30% which may be taken out as soon as the referral has provided help and got his Mavro confirmed.
You can invite a participant through a referral link or MMM invite (code word). You will get the bonus from each referral’s new contribution, but only for “new” money.
For example, if he provides help of 10,000 NGN you will get 1,000 NGN bonus. If after that the participant takes out 15,000 NGN and then provides help of 20,000 NGN, the bonus will be credited only for difference between input and output i.e. for 15,000 NGN (10,000-15,000+20,000=15,000). In total the bonus will be 1,500 NGN, but not 2,000 NGN.
Sunday, 11 September 2016
QUESTIONS AND ANSWERS ABOUT MMM 2
FREQUENTLY ASKED QUESTIONS ON MMM.
Who is the founder of MMM? A. Sergei Mavrodi, a Russian mathematician and Computer Programmer.
Q. When was MMM founded and where?
A. MMM was founded in 1989 as a registered Cooperative society in Russia, but the new MMM in its current form was formed in 2011.
Q. Why was MMM formed?
A. Mmm was founded as an answer to the unjust and callous financial order in the world, putting the financial destiny of participants in their own hands as they reach for financial freedom.
Q. Have people ever lost money in the history of MMM?
A. Yes. In 1994, the Russian government was threatened by the popularity and success of MMM and they clamped down on it seizing over 4 billion Roubles of people's money. This is the main reason why MMM has stopped the use of any central account today and participants pay directly to each other.
Q. Can the government close down MMM or shut down the website?
A. No. MMM has no offline offices anyone can close, no central accounts anyone can freeze and the site servers are not hosted in this country so they cannot be shutdown.
Q. What is the strength of MMM?
A. Regular PH/GH by old and new participants. As long as participants continue to provide help and get help, MMM can last for as long as you want it.
Q. What is the weakness of MMM?
A. Panic. Financial institutions do not like MMM and they have been known to use the media to create slanderous reports about what we do. If we the participants panic and stop providing help, they got us. But if we refuse to panic, they lose.
Q. What happens in the event of mass panic and people do not provide help but want to get help?
A. The system goes into a pause mode. Old mavros are paused and their growth stops, no one can get help within that period but provide help requests are welcome. After a few months when the system balances, the pause is lifted and mavros again continue growing and people can get help. Nobody loses any money.
Q. How can you help make MMM Nigeria last long and continue changing lives?
A. Never let anything u hear or read make u panic. Understand MMM ideology, go over it again and again. Provide help and get help. Bring someone else in to enjoy this with u. Understand that Sergey Mavrodi has provided the platform, the sustainability now depend on our actions and inactions.
Q. Why does it take long sometimes before my PH request got matched?
A.It's simply because of the PH/GH imbalance...What's that?*It means the number of people that wants to provide help are more than the number of people that wants to get help*, in other words, many people are on the PH queue which means the system is very healthy. So do not worry because it's a blessing in disguise😎... *your money is already growing in your hands*. But when the order arrives let it meet your pledge in your hands.In case you don't know, the time for your PH request to be on dispatcher list is +/-35 days.
Q. Can I still PH even when I still get a running PH request?
A. Yes. You can PH anytime and as many times as you wantin as much as you will be able to provide the money when the order comes
Q. When did MMM start in Nigeria?A. The historical MMM started in Nigeria in November 15, 2015
Q. Must I wait 30days before I can GH?
A. No. You can GH anytime provided it is 14days and you have actually fulfilled your pledge.
EVENING ALL...
Who is the founder of MMM? A. Sergei Mavrodi, a Russian mathematician and Computer Programmer.
Q. When was MMM founded and where?
A. MMM was founded in 1989 as a registered Cooperative society in Russia, but the new MMM in its current form was formed in 2011.
Q. Why was MMM formed?
A. Mmm was founded as an answer to the unjust and callous financial order in the world, putting the financial destiny of participants in their own hands as they reach for financial freedom.
Q. Have people ever lost money in the history of MMM?
A. Yes. In 1994, the Russian government was threatened by the popularity and success of MMM and they clamped down on it seizing over 4 billion Roubles of people's money. This is the main reason why MMM has stopped the use of any central account today and participants pay directly to each other.
Q. Can the government close down MMM or shut down the website?
A. No. MMM has no offline offices anyone can close, no central accounts anyone can freeze and the site servers are not hosted in this country so they cannot be shutdown.
Q. What is the strength of MMM?
A. Regular PH/GH by old and new participants. As long as participants continue to provide help and get help, MMM can last for as long as you want it.
Q. What is the weakness of MMM?
A. Panic. Financial institutions do not like MMM and they have been known to use the media to create slanderous reports about what we do. If we the participants panic and stop providing help, they got us. But if we refuse to panic, they lose.
Q. What happens in the event of mass panic and people do not provide help but want to get help?
A. The system goes into a pause mode. Old mavros are paused and their growth stops, no one can get help within that period but provide help requests are welcome. After a few months when the system balances, the pause is lifted and mavros again continue growing and people can get help. Nobody loses any money.
Q. How can you help make MMM Nigeria last long and continue changing lives?
A. Never let anything u hear or read make u panic. Understand MMM ideology, go over it again and again. Provide help and get help. Bring someone else in to enjoy this with u. Understand that Sergey Mavrodi has provided the platform, the sustainability now depend on our actions and inactions.
Q. Why does it take long sometimes before my PH request got matched?
A.It's simply because of the PH/GH imbalance...What's that?*It means the number of people that wants to provide help are more than the number of people that wants to get help*, in other words, many people are on the PH queue which means the system is very healthy. So do not worry because it's a blessing in disguise😎... *your money is already growing in your hands*. But when the order arrives let it meet your pledge in your hands.In case you don't know, the time for your PH request to be on dispatcher list is +/-35 days.
Q. Can I still PH even when I still get a running PH request?
A. Yes. You can PH anytime and as many times as you wantin as much as you will be able to provide the money when the order comes
Q. When did MMM start in Nigeria?A. The historical MMM started in Nigeria in November 15, 2015
Q. Must I wait 30days before I can GH?
A. No. You can GH anytime provided it is 14days and you have actually fulfilled your pledge.
EVENING ALL...
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